All companies · BRVM · Banking
Coris Bank International Burkina Faso (CBIBF)
Graham-inspired analysis adapted to available modern market data.
Overview
Last price
31,500 XOF
Where does this figure come from?
- price · Oct 2, 2026 · 31,500 XOF — CBIBF market quote (delayed), Stock Analysis source
As of Oct 2, 2026
Currency
XOF
Market: BRVM
Estimated Fundamental Value
20,470 XOF – 21,812 XOF
estimated range
Value Score
65/100
Financial Strength
20/20
Shareholders' equity grew 14.9 % per year between 2021 and 2025.
Where does this figure come from?
- equity · 2021 · 189,815 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2022 · 228,513 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2023 · 271,865 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2024 · 287,734 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
Earnings Quality & Stability
15/20
Net income rose in 3 of 4 reported year-on-year transitions, averaging 11.6 %.
Where does this figure come from?
- net income · 2021 · 46,549 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2022 · 56,478 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2023 · 64,247 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2024 · 47,937 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2025 · 65,495 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
Profitability
15/15
Net margin of 47.1 % in 2025.
Where does this figure come from?
- net income · 2021 · 46,549 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2022 · 56,478 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2023 · 64,247 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2024 · 47,937 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2025 · 65,495 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- revenue · 2021 · 89,058 M XOF — CBIBF FY2021 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2022 · 110,567 M XOF — CBIBF FY2022 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2023 · 129,203 M XOF — CBIBF FY2023 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2024 · 130,987 M XOF — CBIBF FY2024 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2025 · 138,986 M XOF — CBIBF FY2025 PNB (produit net bancaire), BRVM official company filing source
Dividend Record
15/15
A dividend was paid in 5 of the last 5 recorded years (2021–2025).
Where does this figure come from?
- dps · 2021 · 512 XOF/share — CBIBF FY2021 dividend (gross), Bloom Afrik (published company data) source
- dps · 2022 · 600 XOF/share — CBIBF FY2022 dividend (gross), Bloom Afrik (published company data) source
- dps · 2023 · 902.86 XOF/share — CBIBF FY2023 dividend (gross), Bloom Afrik (published company data) source
- dps · 2024 · 634.29 XOF/share — CBIBF FY2024 dividend (gross), Bloom Afrik (published company data) source
- dps · 2025 · 1,028.57 XOF/share — CBIBF FY2025 dividend (gross), Bloom Afrik (published company data) source
Valuation
0/30
Market price sits 49.0 % above the estimated value midpoint.
Where does this figure come from?
- eps · 2023 · 2,008 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- eps · 2024 · 1,498 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- eps · 2025 · 2,047 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- equity · 2021 · 189,815 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2022 · 228,513 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2023 · 271,865 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2024 · 287,734 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- price · Oct 2, 2026 · 31,500 XOF — CBIBF market quote (delayed), Stock Analysis source
- shares · latest · 32,000,000 shares — CBIBF market quote (delayed), Stock Analysis source
Show the calculation
Source Trail
- Result
- 65/100 Value Score
- Formula
- Sum of five sub-scores: Financial Strength 20, Earnings Quality & Stability 20, Profitability 15, Dividend Record 15, Valuation 30.
- Currency
- XOF
Assumptions
- Weights are fixed and documented; no criterion is weighted dynamically.
Figures used
Limitations
- A criterion with unavailable data contributes no points, so the score reads conservative.
Last updated 2026-10-05 · Every figure here can be checked.
Financials
Every figure links to its source. Missing figures are shown as unavailable, never estimated.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue (M XOF) | 89,058 | 110,567 | 129,203 | 130,987 | 138,986 |
| Net income (M XOF) | 46,549 | 56,478 | 64,247 | 47,937 | 65,495 |
| EPS (XOF) | Data unavailable | Data unavailable | 2,008 | 1,498 | 2,047 |
| Equity (M XOF) | 189,815 | 228,513 | 271,865 | 287,734 | 330,548 |
| Dividend paid (XOF) | 512 | 600 | 902.86 | 634.29 | 1,028.57 |
Where does this figure come from?
- dps · 2021 · 512 XOF/share — CBIBF FY2021 dividend (gross), Bloom Afrik (published company data) source
- dps · 2022 · 600 XOF/share — CBIBF FY2022 dividend (gross), Bloom Afrik (published company data) source
- dps · 2023 · 902.86 XOF/share — CBIBF FY2023 dividend (gross), Bloom Afrik (published company data) source
- dps · 2024 · 634.29 XOF/share — CBIBF FY2024 dividend (gross), Bloom Afrik (published company data) source
- dps · 2025 · 1,028.57 XOF/share — CBIBF FY2025 dividend (gross), Bloom Afrik (published company data) source
- eps · 2023 · 2,008 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- eps · 2024 · 1,498 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- eps · 2025 · 2,047 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source
- equity · 2021 · 189,815 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2022 · 228,513 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2023 · 271,865 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2024 · 287,734 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source
- net income · 2021 · 46,549 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2022 · 56,478 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2023 · 64,247 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2024 · 47,937 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- net income · 2025 · 65,495 M XOF — CBIBF financial statements, aggregated by Stock Analysis source
- revenue · 2021 · 89,058 M XOF — CBIBF FY2021 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2022 · 110,567 M XOF — CBIBF FY2022 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2023 · 129,203 M XOF — CBIBF FY2023 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2024 · 130,987 M XOF — CBIBF FY2024 PNB (produit net bancaire), BRVM official company filing source
- revenue · 2025 · 138,986 M XOF — CBIBF FY2025 PNB (produit net bancaire), BRVM official company filing source
Full analysis
Free full analysis 1 of 3 this month. See plans
Graham Analysis
Graham Number: the classic defensive price ceiling from earnings and book value.
21,812 XOF
Show the calculation
Source Trail
- Result
- 21,812 XOF
- Formula
- √(22.5 × EPS × Book value per share)
- Currency
- XOF
Assumptions
- 22.5 = Graham’s 15 × 1.5 ceiling (P/E 15, price-to-book 1.5).
Figures used
- eps · 2025 · 2,047 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source (reported)
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- shares · latest · 32,000,000 shares — CBIBF market quote (delayed), Stock Analysis source (aggregated)
Limitations
- The Graham Number is a defensive screen, not a fair value estimate.
Last updated 2026-10-05 · Every figure here can be checked.
Book value per share: 10,330 XOF (2025 equity ÷ shares outstanding)
Estimated Fundamental Value
A range across documented methods, next to the market price.
20,470 XOF – 21,812 XOF
Show the calculation
Source Trail
- Result
- 20,470 XOF – 21,812 XOF (estimated)
- Formula
- Method 1: √(22.5 × EPS × BVPS). Method 2: EPS ÷ 10% required return. Range spans the computed methods; midpoint averages them.
- Currency
- XOF
Assumptions
- Required return of 10 % per year for the capitalized-earnings method.
Figures used
- eps · 2025 · 2,047 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source (reported)
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- shares · latest · 32,000,000 shares — CBIBF market quote (delayed), Stock Analysis source (aggregated)
Limitations
- The range is only as good as the latest reported EPS and book value; it is not a forecast of price.
Last updated 2026-10-05 · Every figure here can be checked.
Margin of Safety
Market price
31,500 XOF
Estimated Fundamental Value (midpoint)
21,141 XOF
Margin of Safety
-49.0%
Show the calculation
Source Trail
- Result
- -49.0% estimated margin of safety
- Formula
- (Estimated value midpoint − market price) ÷ estimated value midpoint
- Currency
- XOF
Figures used
- eps · 2023 · 2,008 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source (reported)
- eps · 2024 · 1,498 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source (reported)
- eps · 2025 · 2,047 XOF/share — CBIBF FY2023–2025 EPS (Résultat net par action), BRVM official company filing source (reported)
- equity · 2021 · 189,815 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- equity · 2022 · 228,513 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- equity · 2023 · 271,865 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- equity · 2024 · 287,734 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- equity · 2025 · 330,548 M XOF — CBIBF balance sheet, aggregated by Stock Analysis source (aggregated)
- price · Oct 2, 2026 · 31,500 XOF — CBIBF market quote (delayed), Stock Analysis source (quoted)
- shares · latest · 32,000,000 shares — CBIBF market quote (delayed), Stock Analysis source (aggregated)
Limitations
- A negative margin of safety means the market price is above the estimated value midpoint.
Last updated 2026-10-05 · Every figure here can be checked.
Actions
Simulation only — no real money is involved.